Financial engineering Financial engineering

How can I find cash ?
How do I negotiate with my bank ?
How do I invest surplus cash ?
Cash is the entrepreneur’s priority.
Whether you have a cash surplus or deficit your cash flow requires careful monitoring.

The strong points
  • Setting-up of a genuine trustful relationship with your banker.
  • Negotiation on your banking terms and conditions
  • Setting-up of a monthly cash budget.
  • Optimization of payment deadlines receivables and payables.
Questions and Answers
  • Do you have any partnerships or special relationships with some funders ?
  • Although we have regular contact with many networks, we guarantee total independence and objectivity
  • What is the optimal cash balance?
  • It depends on your activity, its level and seasonality. It requires a thorough study with your Accounts Manager.

You must be convincing to finance your project.
To be credible, your business plan must contain a summary of your reasoning, proving of your preparation and your ability to meet the challenge.
It must also present the figures of your project in a structured way :
operating statement, cash flow statement, forecast balance sheet, monthly cash budget.

The strong points
  • We help you ask yourself all the good questions.
  • Defining the market in which you are going to trade, analyzing your offer, assessing your competitive environment, determining the resources you need.
  • Preparation of a complete and detailed project.
Questions and Answers
  • Do you have the tools for a collaborative work?
  • Yes of course, in any case the work will be collective.
  • How much fees should I budget ?
  • It varies depending on the size of your project.

* Financing your investments
* Financing your growth
* Financing your outstanding client balance
What tools are best suited to your situation ?
Grant ? Leasing ? Lease ? Loan ? Dailly Loan ? Capital increase ? New partners ?
Each case has an answer: we offer our expertise and tools to explore the solutions best suited to your needs.

The strong points
  • An accurate measure of your financing needs
  • Financial estimates of different solutions
  • Support for the research and selection of funders
Questions and Answers
  • Can you come with at the banker’s ?
  • Of course if you wish so.
  • Do you have any partnerships or special relationships with some funders ?
  • Although we have regular contact with many networks, we guarantee total independence and objectivity
  • What are the usual deadlines for replying to requests for funding ?
  • It varies, depending on the amount and nature of funding. It is generally between 2 days and one month